17:12 PM

Five Ways To Get More From Your Health Insurance


Horizon BCBSNJ members have access to much more than traditional health insurance coverage.

Staying healthy takes more than getting the right medical care. And yet most members don’t know or take advantage of the many benefits included in their membership. In a recent study, 80 percent of Horizon BCBSNJ members were unaware of the telemedicine benefits available to them, and 75 percent did not know Horizon has programs that help pay for gym memberships.

To help our members take advantage of our offerings, we have outlined below a handful of services available: 

Get Connected

More and more, we use our mobile devices to manage our lives – including our health. The Horizon Blue app offers a 24/7 connection to your health insurance plan. Find a doctor, review your claims and benefits, or chat live with a nurse – all from the palm of your hand and without ever having to leave home.

Prevent Identity Theft

Living in a digital world offers many benefits, but it also poses additional chances for identity theft. But no matter where identity theft occurs – in the inbox or the mailbox – our members can be covered with a comprehensive identity protection service.

With AllClear Identity Repair and AllClear Fraud Alerts and Credit Monitoring, members can enroll in an additional layer of protection that monitors for new credit accounts opened in their names. And should a problem occur, Horizon members can also get help from professionals trained to navigate the complicated process of identity repair – even if it’s not related to health care coverage or services.

Save Money Feeling Your Best

More affordable health care is a goal everyone shares. With our Blue365® discount program, members can save on cookbooks, fitness clothing, child safety products, eye glasses, and much more. Every week, we offer new deals.

When our members make their health and fitness a priority, it truly pays off. Through HorizonbFit, our fitness incentive program, eligible members can receive a $20 reward for every month in which they make at least 12 visits to any of our 4,000 participating gyms facilities across the United States.

Take Charge of Your Health

According to our research, many of our members have yet to take advantage of Horizon’s online tools that make it easy to manage their own care. My Health Manager, powered by WebMD®, gives members access to their personal health record, automatically updated with diagnoses, medicines and lab results from health care professionals. Plus, members can self-report additional information to create a comprehensive record.

Members also can take an online Health Assessment, which identifies their health risks, generates a personal health score and offers recommendations to help them reach their health goals. This easy, interactive tool can match members with the right Horizon BCBSNJ resources for their health needs, including stress, nutrition, weight management and emotional health tools.

Get Prepared for a New Baby

For the moms-to-be among our members, we offer Precious Additions®, a maternity program dedicated to helping parents learn how they can care for their babies and themselves throughout pregnancy.

In addition to receiving an information-filled prenatal package, members can:

  • Get general answers from our Maternity Health Coach program about pregnancy such as exercise, nutrition, breastfeeding or traveling
  • Take quizzes, set goals and read articles through an interactive web-based tool
  • Sign up for free text messages that promote maternal and child health

Check that your specific plan makes you eligible to take advantage of any of these programs. For more details and to learn about additional offerings, login to the Members section of our online portal.